Same house, three very different experiences. Here’s an honest, side‑by‑side look so you can decide what actually fits your situation.
| Factor | List With An Agent | Other Cash Buyers | We Buy Fast NC |
|---|---|---|---|
| Commissions / Fees | 6% paid by seller | Varies | NONE |
| Closing Costs | 2% paid by seller | Often seller‑paid | WE PAY |
| Inspection / Financing Contingency | Yes — can fall through | Sometimes | NONE |
| Appraisal Required | Yes | Sometimes | NONE |
| Days Until Sold | ±91 days | 7–30 days | As little as 7 |
| Showings | Multiple | 1 | 1 |
| Closing Date | 30–60 days after offer | Their timeline | Your choice |
| Repairs Required | Negotiated in inspection | Often demanded | NONE |
| Price | Closest to market | Often lowest | Fair cash — or closer to market on take‑over payments |
| Foreclosure Stoppable | If listed early | If closed before sale date | YES — fastest path |
| Credit Impact | None | None | None |
| Offer Held At Closing | N/A — price negotiated | Often re‑traded down | YES — firm written offer |
| Re‑Trade Risk | Buyer can renegotiate after inspection | Common — lowered at the last minute | None — Performance Promise |
Swipe the table sideways on mobile to see every column.
When we put a number in writing, that’s the number you receive at closing. We don’t re‑trade after the inspection. We don’t lower the offer the day before closing. If we ever change a written offer for any reason, you walk away free and owe us nothing. This is what separates us from the cash buyers who lowball you at the last minute when you have no other choice.
The only exception is undisclosed title issues — such as unknown judgments or liens uncovered in the title search — that we couldn’t have known about up front. Otherwise, we close on the agreed terms.
Yes — here at WBF we won’t be able to offer you full retail value for your house in a cash sale. But we also offer other benefits that the traditional house sale route can’t offer — and our take‑over‑payments option can get you closer to market value when listing isn’t an option. Our job on the call is to help you decide which path actually puts you in the best spot.
Tell us about your house and we’ll lay out your options side‑by‑side — no pressure, no obligation.