We are the buyer. We buy directly from homeowners for cash, we do not list your house like an agent. In some situations where a traditional listing would put more money in your pocket, we can introduce you to a trusted local agent instead.

Yes. We buy below full “retail” because we’re purchasing your house in its current “as-is” condition and covering the costs and risk of repairs, showings, and holding the property. In exchange, you get speed, certainty, and no out-of-pocket expenses or hassles.

We look at similar homes that have recently sold in your area, estimate what your house would be worth after repairs, subtract the repair costs and our holding costs, and then back into a number that makes sense for both you and us. We’ll walk you through the numbers so you can see exactly how we arrived at our offer.

No. There are no fees, no commissions, and we pay the standard closing costs. The price we agree on is what you walk away with at closing, minus any existing loans, taxes, or liens on the property.

We can close very quickly. In many cases we close in as little as 7–14 days, and when everything lines up and title is clear, we’ve closed in as fast as 24–48 hours. Your exact timing will depend on your situation and how fast the closing attorney can process the paperwork.

Reach out immediately. If there’s enough time and the numbers work, we can often step in, work with the attorney, and close fast enough to stop the sale. We’ve successfully stopped foreclosures the very same day before, but the sooner you contact us, the better your options.

No. We can arrange a remote/mail-away closing or mobile notary so you can sign from wherever you are, as long as it complies with North Carolina closing laws.

Contacting us and getting an offer is 100% free and no obligation. If you decide not to move forward before signing, you can simply walk away. If you’ve already signed a contract, we’ll explain exactly where you are in the process and what your options are. We don’t pressure people into sales.

No. Telling us about your property and getting an offer is completely free and comes with zero obligation.

We buy houses in all counties across North Carolina.

In most cases, your belongings need to be removed and the property fully vacated by the time of closing so you can get paid without delays. If you need a little extra time, let us know up front and we’ll see what we can work out in writing.

Agents list your house and hope a buyer makes an offer. We are the buyer. There’s no waiting on showings, repairs, or bank approvals, and you don’t pay commissions.

“Take over payments,” also called “subject-to,” means we buy your home and start making the mortgage payments on your existing loan instead of getting a brand-new loan. The loan stays in your name, but we take over the responsibility for paying it.

Most mortgages have a “due-on-sale” clause, but in our experience, as long as the payments are made on time and in full, we have not had a lender call a loan due. We structure these deals carefully and can walk you through the pros and cons so you’re comfortable.

Because the loan stays in your name, your credit is tied to how that loan is paid. If we bring the loan current and keep paying on time, that typically helps your payment history. If payments are missed, it would hurt your credit. We only do these deals when we’re confident we can keep the payments current.

Often, yes. Whether you get cash at closing depends on the “as-is” value of your home, your loan balance, and how much equity you have. In many cases we can pay you for your equity or at least provide cash to help with moving.

In many subject-to deals, the loan stays in place for the life of the loan. In some cases, if interest rates or our plans change, we may refinance or resell sooner and pay the loan off. We’ll discuss our plan for your specific property before you decide.

Yes. We buy properties with tax liens all the time. The lien will usually be paid off or settled at closing out of your home’s equity, and we’ll work with the attorney to handle the details.

Yes. We routinely buy homes in probate. There are extra steps and paperwork, but we work with you and your attorney to make sure everything is done correctly before closing.

That’s fine. All loans and lines of credit are accounted for in the purchase. They are typically paid off or handled at closing as part of the transaction.

You still may have options. Depending on your situation, we may be able to buy the property using a subject-to structure, work with your lender on a short sale, or explore other solutions. We’ll review your numbers and lay out what’s realistically possible.

Yes. We can buy occupied properties, even with problem tenants. Once closing is complete, we step in as the new owner and handle the tenant situation so you don’t have to.

We buy houses with code violations and open permits on a case-by-case basis. We’ll review what’s outstanding, factor that into our offer, and handle the cleanup or permitting after we buy.

Maybe. It depends on how long you’ve owned the property, how you’ve used it, and your overall tax situation, not just the size of your check at closing. We’re not CPAs, so we always recommend you talk with your tax professional about capital gains before you sell.

Yes, in most cases you’ll receive a 1099-S or similar tax form from the closing attorney or title company showing what you received from the sale. Share that with your tax professional.

We do. We pay the standard seller closing costs. Property taxes, HOA dues, and similar items are usually prorated as of the closing date, and any loans or liens are paid off from your proceeds.

Your regular utility bills are your responsibility and should be paid through the date you move out. HOA dues and any past-due amounts are typically handled on the settlement statement and paid at closing from your proceeds, or by us if that’s part of the agreement.

Yes. We are accredited with the Better Business Bureau. You can look us up under “We Buy Fast NC” to see our profile.

Absolutely. We can share past closing examples, testimonials, and other proof of performance. You can also verify our previous purchases through your local Register of Deeds.

Our goal is to be the most reliable buyer you’ve ever dealt with. Our Performance Promise means we do our homework up front so the number we agree to is the number we close at. The only time we’d need to adjust is if the title search uncovers unknown or undisclosed judgments, liens, or other issues we couldn’t see before. Otherwise, we close on the agreed terms.